Fair Lending Comparative File Review
Webinar OR Recorded Webinar + Free Digital Download
Tuesday, August 14, 2018
12:00 pm – 1:30 pm Pacific
1:00 pm – 2:30 pm Mountain
2:00 pm – 3:30 pm Central
3:00 pm – 4:30 pm Eastern
As long as loans are being made, fair lending issues are here to stay. Although overt discrimination is infrequent, disparate treatment or disparate impact can occur inadvertently. Examiners expect financial institutions to conduct comparative file reviews to identify potential fair lending issues – which you want to find well before an examiner does!
Awareness, monitoring, and periodic comparative file review can lessen the likelihood of adverse issues arising. This informative webinar will cover the steps of a comparative file review and provide worksheets and a report format to make it easier.
- Types of discrimination, including overt, disparate treatment, disparate impact
- Lending practices and standards, including pricing, underwriting, file documentation, and exception monitoring
- Steps examiners take during fair lending exams
- How and why to conduct a fair lending self-assessment (set your fair lending standards parameters)
- Step-by-step guidance on how to conduct a fair lending comparative file review, from pulling a sample to a final report
- Guidance on conducting an electronic comparison using loan data from your system
- TAKE-AWAY TOOLKIT
- Fair lending self-assessment questionnaire
- Excel spreadsheet for data capture (automatically generates trend analysis)
- HMDA data collection worksheet with all the new data fields required
- Report boilerplate to summarize your analysis (for board reporting)
- Employee training log
- Quiz you can administer to measure staff learning and a separate answer key
DON’T MISS THIS RELATED WEBINAR!
Fair Lending Challenges for HMDA Data Rule Changes:
Expanded Data Fields & Lending Practices
on Wednesday, February 7, 2018
Availability extended until December 31, 2018
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND?
This informative session is directed to compliance officers, loan officers (commercial and consumer), lending support staff, and auditors. Board members and management will also benefit from this timely session, because they are ultimately responsible for your fair lending standards.
Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.
ABOUT THE PRESENTER – Ann Brode-Harner, Brode Consulting Services, Inc.
Ann Brode-Harner began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management. Ann is a well-respected presenter and has spoken to audiences across the country for over 30 years. She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel published by Bankers Publishing Company, and is well represented in numerous industry publications.
THREE REGISTRATION OPTIONS
Note: All materials are subject to copyright. Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.
1. LIVE WEBINAR
The live webinar option allows you to have one internet connection from a single computer terminalYou may have as many people as you like listen and watch from your office computer. Registrants receive a website address and passcode that allows entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, passcode, and handouts will be emailed prior to the broadcast. You will need the most-current version of Adobe Reader available free at www.adobe.com.
2. RECORDED WEBINAR + FREE DIGITAL DOWNLOAD
Can’t attend the live webinar? This option provides a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 6 business days after the webinar. You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.
The recorded webinar may ONLY be ordered for 6 months following the live webinar. In addition, the download must be completed within 6 months of the live webinar date.
3. BOTH LIVE WEBINAR & RECORDED WEBINAR + FREE DIGITAL DOWNLOAD
Options 1 and 2 described above.
AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE