Problem Loan Workout in Today's Market

Attend this seminar to learn how to better manage “problem loans” and protect the rights of the bank in today’s market!

The seminar will begin with a review of the basics of how a commercial loan request “should be” processed in today’s market i.e. avoiding problem loans. This will include a brief review of “correct” business structure, the six (6) elements of proper loan structure, and the four (4) aspects of adequate loan support.

The seminar will then focus on what happens when a “good” loan turns into a “bad” loan i.e. the market has now turned down, tenants have left, and the payments are severely delinquent. What should the bank do and not do at this point in time?

This question will be answered by addressing the “legal rights” of the bank and the “practical steps” that the bank should take in order to protect itself. This will include the collection process, restructuring the loan, and/or proceeding against the borrower through repossession, foreclosure, filing a law suit to obtain a judgment, forcing the borrower into bankruptcy or simply “walking away.” This section will also include the “outside” influence from the banking regulators.

The seminar concepts will be summarized through case studies.

Major Topics

•  Review the management of problem loans
•  Process a commercial loan in today’s market-“correct” business structure, loan structure, and loan support
•  Face the reality that some loans go bad!
•  Determine the bank’s strategy in protecting itself-collections, restructuring the loan, repossession, foreclosure, filing a law suit to obtain a judgment, forcing the borrower into bankruptcy or walking away
•  Assess “outside” influence by the banking regulators
•  Apply the concepts through case studies.

Target Audience:

• Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers.

Date and Location

Thursday - April 19, 2018

ICBND Training Room

1136 West Divide Ave, Bismarck ND 58501

701-258-7121

Registration 8:30 am - 9:00 am

Seminar 9:00 am to 4:00 pm

Lunch is included in registration cost.

Registration Fee

ICBND Member*

$199.00 for first attendee ($149 if attendee also attended RE Construction Lending Workshop on April 10-11)

$169.00 for each additional attendee from the same institution ($119 if attendee also attended RE Construction Lending Workshop on April 10-11)

Prospective Member*

$269.00 for first attendee ($219 if attendee also attended the RE Construction Lending Workshop on April 10-11)

$239.00 for each additional attendee from the same institution ($189 if attendee also attended the RE Construction Lending Workshop on April 10-11)

*Cancellation Policy: Individuals canceling 15 days or more prior to seminar date will receive 100% refund; 7-14 days prior to seminar date will receive 50%; and 0-6 days prior to seminar date will receive no refund.  

Session Information