Market President- Bismarck- First Western Bank & Trust

POSITION OVERVIEW: Direct and manage First Western Bank & Trust’s market, including retail, commercial and industrial, and commercial real estate loans to sustain and grow the Bank’s profitability and reduce loan loss.

ESSENTIAL JOB FUNCTIONS, DUTIES AND RESPONSIBILITIES:

• Responsible for budget-planning, loan growth, and deposit growth
• Oversee market’s lending function and maintain strong commercial, agriculture, consumer and mortgage portfolios
• Develop new and expand existing loan and deposit customer relationships
• Administer individual loan portfolio securing and processing both large and complex loans based on loan policies and procedures
• Provide staff with direction in handling complex lending agreements
  Consult with management on overall loan policies and procedures and make recommendations for improvement
• Prepare and deliver presentations on credit and credit related items to the credit committees
• Responsible for branch’s credit quality and collection functions
• Guide lenders in meeting loan portfolio growth, sustainability goals, and detecting deteriorating loan quality
• Assist lenders in decisions that exceed their lending limit
• Serve on bank committees as assigned by the Board of Directors
• Ensure documentation follows bank policy as well as State and Federal Regulations
• Identify additional growth opportunities to cross-sell all bank products and services
• Provide leadership and personal involvement in the local community to develop business relationships and represent the bank as a responsible business citizen
• Implement departmental policies, procedures, and service standards in conjunction with management
• Provide leadership for entire staff in developing and attaining individual goals
• Strengthen employee engagement
• Prepare and deliver employee performance reviews and salary/bonus recommendations
• Ensure compliance with banking laws, regulations and the Bank’s policies and procedures, including Bank Secrecy Act
• Maintain continuing education related to regulatory standards

OTHER DUTIES:

 Other duties, responsibilities, and activities may be assigned with or without notice

EDUCATION AND/OR EXPERIENCE:

• Bachelor’s degree in Business Administration or finance related field
• Minimum 10 years’ experience in bank lending, loan review, compliance or finance
• Strong understanding of financial statements
• Knowledge of loan policies and regulations
• Knowledge of credit policies and standards
• Additional certification or lending credentials preferred

SKILLS/ABILITIES:

• Integrity
• Excellent oral and written communications skills
• Demonstrate professionalism in working with the public and all levels of management
• Ability to define problems, facts and draw valid conclusions
• Strong analytical, problem solving and decision-making skills
• Highly organized to prioritize and achieve goals
• Managerial skills to develop and direct employees
• Computer proficiency

PHYSICAL REQUIREMENTS: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Employee is required to talk and hear, and use hands to finger keyboard, telephone and handle other objects. The employee is frequently required to walk, sit, and reach with hands and arms. Vision required for this job includes close vision (clear vision within 20 inches).

WORK ENVIRONMENT: Normal office environment with good lighting, and generally, little exposure to excessive dust, humidity or temperature. The noise level is usually moderate, limited to the operation of printers, computer equipment, telephones, background music and conversation.

NOTICE: This job description in no way states or implies that these are the only activities to be performed. The employee will be required to follow any other job-related instructions and to perform any other job-related responsibilities requested by their supervisor.

This position description describes the minimum selection requirements to qualify for the position. However, promotion and other employment decisions are based on company needs, being in good standing, fully competent performance and other non-discriminatory issues.

This position description does not create an employment contract, implied or otherwise, other than an ‘at will’ employment relationship.

Here are instructions on how to apply:

1. Go to www.firstwestern.bank/careers/
2. Once on the Careers page, click the SEE JOB POSTINGS button. The open positions will be listed.
3. Select the position you want to apply and, once it opens, click the APPLY button at the bottom.