Dealing With Joint Signers In Consumer & Real Estate Lending - Details

Dealing with Joint Signers in Consumer & Real Estate Lending

Webinar OR Recorded Webinar + Free Digital Download

Thursday, December 13, 2018

12:00 pm – 1:30 pm Pacific

    1:00 pm – 2:30 pm Mountain

  2:00 pm – 3:30 pm Central

    3:00 pm – 4:30 pm Eastern

Whenever a loan requires a joint signer, or a joint signer is offered, federal regulations affect the process.  Joint signers have rights under the Equal Credit Opportunity Act (Regulation B) and the Truth in Lending Act (Regulation Z).  This webinar will address joint signers’ rights and the financial institution’s obligation to protect those rights.  Errors in this portion of the fair lending environment can negatively impact your institution in many ways.  (Note:  This program will not cover the legal requirements or other issues specific to state law.)

HIGHLIGHTS

• Definitions that affect lending situations with joint signers
• Joint signers’ rights and responsibilities
• Specific notification requirements
• Rights under rescission rules
• General rules regarding collection

• TAKE-AWAY TOOLKIT
  • Detailed manual covering all appropriate regulatory requirements
  • Employee training log
  • Quiz you can administer to measure staff learning and a separate answer key

DON’T MISS THIS RELATED WEBINAR!

Consumer Loan Documentation

on Wednesday, May 23, 2018

Availability extended until March 31, 2019

Attendance verification for CE credits provided upon request.

WHO SHOULD ATTEND?

This informative session is designed for all lenders, staff, and management at all levels.  It will also benefit those responsible for fair lending audit or management.

Please note:  The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered.  You may have as many people as you like listen from your office speaker phone.

ABOUT THE PRESENTER – Bill Elliott, CRCM, Young & Associates, Inc.

Bill Elliott has over 35 years of banking experience.  As a senior compliance consultant and manager of the compliance division with Young & Associates, Inc., Bill works on a variety of compliance-related issues, including leading compliance seminars, conducting compliance reviews, conducting in-house training, and writing compliance articles and training materials.

Bill’s career includes 15 years as a compliance officer and CRA officer in a large community bank, as well as working at a large regional bank.  He has experience with consumer, commercial, and mortgage loans, and has managed a variety of bank departments, including loan review, consumer/commercial loan processing, mortgage loan processing, loan administration, credit administration, collections, and commercial loan workout.

THREE REGISTRATION OPTIONS 

Note:  All materials are subject to copyright.  Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited.  Print materials may be copied for eligible participants only.

1.  LIVE WEBINAR

The live webinar option allows you to have one internet connection from a single computer terminalYou may have as many people as you like listen and watch from your office computer.  Registrants receive a website address and passcode that allows entrance to the seminar.  The session will be approximately 90 minutes, including question and answer sessions.  Seminar materials, including instructions, passcode, and handouts will be emailed prior to the broadcast.  You will need the most-current version of Adobe Reader available free at www.adobe.com.

2. RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Can’t attend the live webinar?  This option provides a recording of the live event, including audio, visuals, and handouts.  We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 6 business days after the webinar.  You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

The recorded webinar may ONLY be ordered for 6 months following the live webinar.  In addition, the download must be completed within 6 months of the live webinar date.

3. BOTH LIVE WEBINAR & RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Options 1 and 2 described above.

 AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE